Residential Financing

Residential loans are geared toward the purchase or refinance of a property not used for commercial purposes.

Financing of a Primary Residence, which is granted to only clients who reside in the USA. Banks accept work visas but in essence you must be able to demonstrate that you intent to use the property as your primary residence and that you will reside in it. Foreign Nationals with tourist visa can only request loans for a second home or an investment property. Financing for a Primary residence has the better terms of financing and for loans up to $424,100 we can obtain up to 97% or even 99% with some income limitations.
Financing of a Secondary Residence, which is granted to FN’s who want to purchase a Vacation Home in the sun and the primary intention is to use it, not to rent it. In general for Foreign nationals, banks lend up to 65% for the purchase of a condominium and 70% for the purchase of a house with very competitive rates. There are some restrictions for certain countries. In the case for domestic clients, we can obtain up to 95% financing in condominiums or houses (it all depends on your credit score and income/obligation ratios).
Financing of an Investment Property, which is granted to FN’s or domestic clients who want to purchase a residential property with the specific aim of renting the property out, either short term or long term. Whether you are looking to purchase a single family condominium, townhouse, condo-hotel, vacation properties or any other residential property in South Florida, we can help.

Whether you are looking to purchase a single family condominium, townhouse, condo-hotel, vacation properties or any other residential property in South Florida, we can help.

Our company has helped over 1,500 borrowers fulfill their dream of home ownership.

Our loan officers are both knowledgeable and experienced on loans for Foreign National and domestic clients . We understand each borrower has a specific financial goal and work diligently to provide best mortgage financing available with the best available rates and terms

(786) 363-0586 Call us now for a FREE Mortgage Consultation.